WHAT is MEDICARE
Medicare is a federal health insurance program primarily for people aged 65 and older or for those with certain disabilities. It includes two core parts: Part A covers hospital stays, skilled nursing care, and some home health services, while Part B covers outpatient care, doctor visits, preventive services, and medical supplies. However, these parts don’t cover everything. To have complete coverage, many people also need to add Part D for prescription drugs and Medigap for out-of-pocket expenses not included in Parts A and B.
WHY Consider Medicare Advantage?
Medicare Advantage (MA) plans, offered by private insurers, provide a more comprehensive option by bundling the benefits of Medicare Parts A and B into a single plan. Often, these plans also include valuable extras like prescription drug coverage, dental, vision, and fitness programs. This all-in-one approach simplifies health care, reducing the need for additional plans like Part D or Medigap, and provides added benefits in a single, easy-to-manage plan.
HOW I Can Help
As a broker, I partner with trusted carriers, including ALIGNMENT HEALTH and ASTIVA HEALTH, to find a Medicare Advantage plan tailored to your health needs and budget. If you have questions or would like guidance on your Medicare options, please Contact Us—I’m here to help you make the best choice for your coverage.
