Health Care for California
Group & Individual Health Plans
GROUP HEALTH INSURANCE
Investing in business health insurance is essential for boosting employee productivity and morale by making them feel secure and valued. As health care costs rise, offering a competitive benefits package that manages expenses is crucial. That’s where TLA brokers come in. With our expertise, we navigate the complexities of multiple carriers to find the best coverage tailored to your unique needs—all at no cost to you. Choose our brokers, and you can confidently focus on your business while we handle the intricacies of health insurance.
We are a certified Covered California for Business (CCSB), offering significant advantages to small businesses in California.
- Choice of multiple insurance plans, giving employees a broader selection of physician networks and hospitals not available through traditional single-carrier models.
- Convenience of a consolidated monthly bill, even when purchasing coverage from multiple carriers.
- Tax credits for qualifying small businesses to help offset the cost of employee health insurance.
- Choice of EPO, HMO, and PPO health plans from Blue Shield of California, Kaiser Permanente, and Sharp.
- Choice of Dental Insurance Plans from Delta Dental, California Dental Network, Dental Health Service.
INDIVIDUAL/FAMILY HEALTH INSURANCE
Covered California helps Californians compare, afford, and enroll in brand-name health, dental, and vision insurance plans.
With Covered California, you’ll receive financial assistance tailored to your household income, family size, and location. This could make you eligible for a plan with monthly payments as low as $0. Additionally, you may qualify for low or no-cost Medi-Cal coverage.
Covered California offers four coverage levels: Bronze, Silver, Gold, and Platinum. With Gold or Platinum, you’ll pay higher monthly premiums but lower costs for medical services. Silver or Bronze plans have lower monthly premiums but higher out-of-pocket costs when you need care. Your costs for Silver plan will be capped at 8.5% of your income.
As a Covered California Certified Agent, we provide free service to assist you with enrollment. Contact Us or start Online Quote
MEDICARE ADVANTAGE
Medicare Parts A and B, managed by the federal government, provide essential hospital and medical coverage. However, Medicare Advantage plans, offered by private companies, take that coverage a step further by combining the benefits of Parts A and B into one plan, often with added perks like prescription drugs, dental, vision, and fitness programs. This bundled approach simplifies your coverage, removing the need for separate plans like Part D or Medigap. As a broker, I partner with trusted carriers such as ALIGNMENT HEALTH and ASTIVA HEALTH to help you find a plan that fits your health needs and budget. If you have questions or need guidance with Medicare, Contact Us —I’m here to help!
CONTACT US
Need help about your health insurance? Our team is standing by to assist you.
Broker | Thanhhai Le |
Lic # | 0E85150 |
Phone | (408) 479-4610 |
admin@tlalign.com |