Health Care for California
Group & Individual Health Plans
GROUP HEALTH INSURANCE
Investing in business health insurance is essential for boosting employee productivity and morale by making them feel secure and valued. As health care costs rise, offering a competitive benefits package that manages expenses is crucial. That’s where TLA brokers come in. With our expertise, we navigate the complexities of multiple carriers to find the best coverage tailored to your unique needs—all at no cost to you. Choose our brokers, and you can confidently focus on your business while we handle the intricacies of health insurance.
We are a certified Covered California for Business (CCSB), offering significant advantages to small businesses in California.
- Choice of multiple insurance plans, giving employees a broader selection of physician networks and hospitals not available through traditional single-carrier models.
- Convenience of a consolidated monthly bill, even when purchasing coverage from multiple carriers.
- Tax credits for qualifying small businesses to help offset the cost of employee health insurance.
- Choice of EPO, HMO, and PPO health plans from Blue Shield of California, Kaiser Permanente, and Sharp.
- Choice of Dental Insurance Plans from Delta Dental, California Dental Network, Dental Health Service.
INDIVIDUAL/FAMILY HEALTH INSURANCE
Covered California helps Californians compare, afford, and enroll in brand-name health, dental, and vision insurance plans.
With Covered California, you’ll receive financial assistance tailored to your household income, family size, and location. This could make you eligible for a plan with monthly payments as low as $0. Additionally, you may qualify for low or no-cost Medi-Cal coverage.
Covered California offers four coverage levels: Bronze, Silver, Gold, and Platinum. With Gold or Platinum, you’ll pay higher monthly premiums but lower costs for medical services. Silver or Bronze plans have lower monthly premiums but higher out-of-pocket costs when you need care. Your costs for Silver plan will be capped at 8.5% of your income.
As a Covered California Certified Agent, we provide free service to assist you with enrollment. Contact Us or start Online Quote
MEDICARE ADVANTAGE
A Medicare Advantage plan is a type of health insurance offered by private companies that work with the federal government to provide all the benefits of Medicare Part A and Part B, with many plans also including prescription drug coverage. Compared to Original Medicare, Medicare Advantage plans often offer additional perks such as dental and vision care, as well as fitness memberships. These plans bundle all your Medicare benefits into one, eliminating the need for separate plans like Medicare Part D or Medigap. When selecting a Medicare Advantage plan, it’s important to evaluate your health needs, financial situation, and the plan’s specific costs, including premiums, deductibles, and out-of-pocket limits. For many, Medicare Advantage offers a more comprehensive and cost-effective option than Original Medicare.
CONTACT US
Need help about your health insurance? Our team is standing by to assist you.
| Broker | Thanhhai Le |
| Lic # | 0E85150 |
| Phone | (408) 479-4610 |
| info@ezestates.com |